What is a Section 125 Health & Disease Prevention Plan?
A Section 125 Health & Disease Prevention Plan serves as a valuable employee benefit, allowing individuals to transform taxable benefits, such as their salaries, into nontaxable ones. With this plan, employees can earmark a portion of their pretax cash earnings to cover qualified benefits.
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By allocating funds before taxes are deducted, employees can realize savings of up to 30 percent on local, state, and federal taxes. Notably, participation in a Section 125 plan remains optional. While some employees may opt for standard cash wages, many find the opportunity to reserve funds before taxes to be immensely beneficial.
The Section 125 plan provides employees with the flexibility to customize their benefits according to their unique requirements. Through this plan, individuals can optimize their take-home pay while still accessing valuable, tax-saving options
What are the advantages of Section 125 Health & Disease Prevention Plans?
Section 125 plans present a plethora of advantages for both employees and employers alike. Among these, a standout benefit is the substantial tax savings for employees. When employees designate funds to their Section 125 plans, those funds evade taxation as regular income. Consequently, this translates into reduced tax liabilities for employees, enabling them to retain a greater portion of their earnings, rewarding their dedication and hard work.
Section 125 Health & Disease Prevention Plan can Improve Your Bottom Line.
The purpose of Health & Disease-Prevention Plan is to help revolutionize workplace health services, ensuring that companies, regardless of size, have access to top-tier yet affordable care. Embedded within our program is a cutting-edge Preventative Healthcare Benefit Health Insurance Policy for Employees. Through this initiative, we empower employees with a comprehensive suite of preventative healthcare solutions, encompassing Telemedicine, Health Coaching, Smoking Cessation, and Healthcare Advocacy.
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The Health & Disease-Prevention Plan platform reduces health care costs and uniquely implements a Section 125 plan (Cafeteria Plan), which can often reduce taxable income for employees and creates payroll tax savings for employers.
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Section 125 Tax Savings Plan: Health and Preventative Plan Program
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Section 125 Plan Health & Disease Prevention Plan Offers
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Digital Health Portal
Provides a specialized integrated technology suite, assisting your employees to establish a healthy lifestyle, simultaneously improving employee productivity and reducing the need for health services by preventing health issues.
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Personalized Coaching
Provide employees with access to workplace certified health coaches who are personally assigned to them in order to give employees a detailed and effective regiment that will ensure their personal health.
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Telemedicine
Consult through electronic communication including video conferencing, telephone and email. Eliminating the need for travel to the doctor’s office, and opens up availability for employees who previously may have had trouble getting in to see a doctor.
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Behavioral Health
Behavioral clinicians provide assessment, diagnosis, consultation, and brief psychotherapy to address each employee's behavioral health needs through live, interactive video conferencing.
Risk Identification
Predict and classify 35 different conditions and identify and rank the health risks of your unique environment.
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Genomics Testing
Leveraging this individualistic approach with an emphasis on each employee and offer each participant an opportunity to set goals for his or her physical and mental well-being based on their genetics.